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  • School Buses in Connecticut: Laws, Fines And Safety Tips

    Students have returned to school in Connecticut. That means drivers need to remember to follow a few rules of the road that have had the summer off along with students in the state. Forgetting those rules — and being caught doing so — carries stiff penalties for motorists or, even worse, can cause a serious accident. The greatest risk to children is approaching and leaving a school bus, according ...
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  • What is Med Pay Car Insurance Coverage?

    WHAT IS MED PAY COVERAGE Med Pay car insurance covers your medical expenses that you or your passengers incur for the injuries you sustain as the result of an automobile collision, whether you are at fault or not. Med Pay is not a required coverage in the State of Connecticut. You can purchase it for a small additional premium in differing amounts of coverage. The typical Med Pay coverage is ...
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  • What to Do After a Bicycle Accident

    Being in a collision with a vehicle while you are on a bike can be a very traumatic experience. Bicyclists have little protection against car accidents, and can easily suffer serious bodily injury in addition to costly bicycle damage. These problems can be extremely costly, and in order to obtain fair compensation from your insurance company or from the vehicle driver, there are a few key things ...
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  • What to Do If You're in an Auto Accident to Protect Your Rights Under Your Insurance Policy

    Obtain a Copy of the Police Accident Report These may be obtained in person or on line from your local or state police department that investigated the collision. Review the report. Oftentimes the report contains erroneous information. If it does, send a written notification to the investigating agency setting for the correct information and request that the amend the record. If they refuse, at ...
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  • Holiday School Safe Driving Tips

    The holidays are fast approaching and it’s a good time to review the basic back to school safe driving tips. Watch for Buses While the flashing lights on a school bus and the bus itself with its loud yellow paint job may be hard to miss, its good to be especially vigilant during school hours. Make sure that you watch for buses, keep a reasonable distance from them and pay particular attention to ...
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  • What You Need to Know about Umbrella Insurance

    It is important to note that automobile liability policies and homeowner’s policies only provide coverage up to a certain limit set forth in each policy. Additionally, auto policies do not cover homeowner’s losses and homeowner’s policies do not cover liability for car accidents. What can you do to protect yourself against the personal exposure of a liability claim which exceeds your auto or ...
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  • What You Need to Know about Homeowner's Insurance

    Your home is probably your most valuable asset, so it’s important to make sure it is protected with homeowners insurance. A standard homeowner’s policy will provide you with the basic protections like fires and theft, but a standard policy has limits which can leave you with holes in your coverage. Homeowner’s coverage does not generally provide protection for natural disasters such as flood or ...
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  • Protection Against Uninsured or Underinsured Drivers

    Connecticut law requires only a minimum amount of liability coverage. In order to register a vehicle in Connecticut, the owner only has to present proof that there is in effect an automobile liability insurance police of $20,000 per person; $40,000.00 per accident and $10,000.00 in property damage coverage. These limits are severely inadequate to compensate severely injured persons. To understand ...
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  • Involved in a Motor Vehicle Collision?

    Being involved in an auto collision can be a difficult experience. Despite driving defensively, taking driver education courses and preparing for stressful driving situations, vehicle collisions still occur. What do you do if you are involved in a collision? The best defense to avoid any problems after a crash is to be prepared. Keeping a pen and paper, disposable camera or cell phone camera and ...
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